I Spend Too Much
It’s easy to do with credit cards and debit cards always at the ready. Retailers have invested in the science of making their goods tantalizing and they’ve figured out how to make your want feel more like a need. Shopping is exciting, it’s instant gratification. Saving on the other hand, now that’s a daunting proposition and the results are by it’s very nature long term.
Actions to Take Right Now:
Make it harder to shop online and unsubscribe from all shopping website newsletters and mailing lists.
Delete shopping site bookmarks from your computer.
Remove all but one credit card from your wallet. Put them away in a safe place or cancel them altogether.
Look at your daily habits and make one small change at a time. A premium coffee everyday adds up when you stop and do the math. How often to you buy lunch instead of making it yourself?
Decide how much you want to spend per week and try doing it with cash instead or debit card only.
For more help from a Financial Advisor, contact Vanessa Benedict
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